About the role as Credit Analyst

The Credit and Re-marketing team is instrumental for our circular finance product and responsible for developing credit strategies, policies and structure to optimize the circular benefit/risk/pricing/volume trade-off. We are using novel approaches to underwrite circular business models, improving our underwriting precision and volumes over time.

The Credit and Re-marketing team is also responsible for pre-collection, collection and re-marketing of physical objects.

What’s in it for you?

• A key role and position that enables you to be part of building and shaping an industry, product, and a team
• An opportunity to make a difference with great impact and learning opportunities
• Be part of a purpose-driven organization with strong company culture on a mission to make the Earth a better place
• Competitive salary and benefits
• Flexible working hours with the ability to work remotely

To succeed in this role:

• Since this is a startup, we hope that you enjoy the challenges of building a product from scratch
• You should be comfortable making your own decisions and priorities, with the team to help you of course
• You take initiative and are creative with a humble attitude
• You have an eye for detail when it comes to analysis, modelling and problem-solving
• With a lot of different parties involved, you should be comfortable communicating in English as part of a distributed team
• You know what it takes to develop a top quality structure and process for analysing and manging corporate credit and the risks related to it
• Have a keen eye to develop new tools to increase our underwriting precision over time
• Prior experience with machine learning techniques for credit underwriting is beneficial

As a Credit Analyst, your responsibilities will be:

• Reviewing credit applications
• Analyzing and managing credit risks
• Assessing creditworthiness and risk levels of corporate borrowers
• Credit structuring for client deals
• Preparing credit reports
• Monitoring payment habits of borrowers
• Develop and implement effective credit processes
• Staying updated on financial and credit market trends
• Shaping the business and contributing to set leasing and credit goals
• Develop policies and procedures ensuring risk management controls are in place and in line with regulatory frameworks

Desirable experience:

• You who have a post-secondary education in economics, finance, or another related field
• You who have at least 5 years of professional experience in credit analysis or another related field
• You who have previously worked with financial and economic modelling and principles
• You who have experience using credit rating tools and software